2025 401k Contribution Limits 2025 Over 50. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up. The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2024.
However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up.